    .hiw-hero {
        background: linear-gradient(135deg, #0f1f7a 0%, #0056b3 100%);
        border-radius: 10px;
        padding: 4rem 2rem;
        margin-bottom: 3rem;
    }
    .step-card {
        background: white;
        border-radius: 20px;
        box-shadow: 0 10px 40px rgba(0,0,0,0.1);
        padding: 2.5rem;
        position: relative;
        height: 100%;
        transition: all 0.3s ease;
    }
    .step-card:hover {
        transform: translateY(-10px);
        box-shadow: 0 20px 60px rgba(0,0,0,0.15);
    }
    .step-number {
        position: absolute;
        top: -20px;
        left: 30px;
        width: 50px;
        height: 50px;
        background: linear-gradient(135deg, #0f1f7a 0%, #0056b3 100%);
        border-radius: 50%;
        display: flex;
        align-items: center;
        justify-content: center;
        color: white;
        font-size: 1.5rem;
        font-weight: 700;
        box-shadow: 0 5px 20px rgba(15, 31, 122, 0.3);
    }
    .step-icon {
        width: 80px;
        height: 80px;
        background: linear-gradient(135deg, #e8f4fd 0%, #d4e5f7 100%);
        border-radius: 6px;
        display: flex;
        align-items: center;
        justify-content: center;
        margin-bottom: 1.5rem;
    }
    .step-icon i {
        font-size: 2rem;
        color: #0f1f7a;
    }
    .timeline-connector {
        display: none;
    }
    @media (min-width: 992px) {
        .timeline-connector {
            display: block;
            position: absolute;
            top: 50%;
            right: -31px;
            width: 80px;
            height: 3px;
            background: linear-gradient(90deg, #0f1f7a, #0056b3);
        }
        .timeline-connector::after {
            content: '';
            position: absolute;
            right: 0;
            top: -5px;
            border: 6px solid transparent;
            border-left-color: #0056b3;
        }
    }
    .benefit-item {
        display: flex;
        align-items: flex-start;
        padding: 1.25rem;
        background: #f8f9fa;
        border-radius: 15px;
        margin-bottom: 1rem;
        transition: all 0.3s ease;
    }
    .benefit-item:hover {
        background: white;
        box-shadow: 0 5px 20px rgba(0,0,0,0.1);
    }
    .benefit-icon {
        width: 45px;
        height: 45px;
        background: linear-gradient(135deg, #28a745 0%, #20c997 100%);
        border-radius: 10px;
        display: flex;
        align-items: center;
        justify-content: center;
        color: white;
        margin-right: 1rem;
        flex-shrink: 0;
    }
    .faq-mini {
        background: white;
        border-radius: 15px;
        padding: 1.5rem;
        margin-bottom: 1rem;
        box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    }
    .time-badge {
        display: inline-flex;
        align-items: center;
        background: #d4edda;
        color: #155724;
        padding: 0.5rem 1rem;
        border-radius: 6px;
        font-weight: 600;
        font-size: 0.9rem;
    }
    .cta-section {
        background: linear-gradient(135deg, #0f1f7a 0%, #0056b3 100%);
        border-radius: 10px;
        padding: 4rem 2rem;
    }
    .asa-hiw-subtitle {
        max-width: 600px;
    }
    .asa-hiw-step-relative {
        position: relative;
    }
